MTN MoMo fees: how much it costs to send and withdraw money

What you need

• An MTN line with a MoMo account
• Your MoMo PIN

Steps

1. Sending Rwf 1–1,000 costs Rwf 20. Rwf 1,001–10,000 costs Rwf 100. Rwf 10,001–150,000 costs Rwf 250.
2. Bigger amounts: Rwf 150,001–2,000,000 costs Rwf 1,500. Rwf 2,000,001–5,000,000 costs Rwf 3,000. Rwf 5,000,001–10,000,000 costs Rwf 5,000.
3. Withdrawing cash (cash out) has its own fee, for example Rwf 275 for Rwf 5,001–10,000 and Rwf 2,000 for Rwf 75,001–150,000. See MTN's full table.
4. Buying airtime and prepaid electricity is free. Paying a water bill costs Rwf 300. Paying school fees costs Rwf 600.
5. Paying a MoMoPay merchant costs you nothing. The merchant pays the fee.

Tips

• Depositing money into your MoMo is free.
• Fees change, so check MTN's tariff page before sending large amounts.

Official sources

• MTN Rwanda: MoMo tariffs
• MTN Rwanda: MoMo Pay

Last checked: 2 November 2026 against MTN Rwanda's tariff page. If something here is out of date, tell us so we can fix it.