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How to get a MoMoPay merchant code for your business

Fill MTN's online MoMoPay application form with your business details and trade licence. Customers then pay you with your merchant code.

WhereOnline: MTN MoMoPay application form
TimeNot stated by MTN
CostFree for payments under Rwf 4,000. 0.5% above Rwf 4,000 (paid by the merchant)

What you need

Steps

  1. Open MTN's MoMoPay application form (link below).
  2. Fill in your business details, location and signatory.
  3. Upload your trade licence or legal document.
  4. Click Submit. MTN must check your KYC documents before activating the account.
  5. Once active, MTN gives you a merchant code that customers use to pay you.

Tips

Official sources

Last checked: 2 November 2026 against MTN Rwanda pages. If something here is out of date, tell us so we can fix it.

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